Some of the biggest challenges facing adult students include: 1.) A perceived lack of time. Balancing a job, family and other responsibilities is challenging enough for most adults. The prospect of adding in a higher education courseload can seem impossible. Jul 26, · Three of the biggest challenges facing adult learners are balancing school and life, accessibility and costs: 1. School and Life Responsibilities – The Balancing Act As any postsecondary student can attest, school is a huge time 2. Accessibility .